Sickness Cost Insurance
Before arriving in Iceland any person is required by law to obtain a Sickness Cost Insurance. This insurance is intended for all those, foreigners or Icelanders, who travel to Iceland but do not have Icelandic legal residency and are therefore not covered by the Icelandic Social Security Health Insurance Scheme (SSI) until 6 months after their arrival. The cover is mainly like the Social Security Scheme although with certain restriction which are included in the insurance terms.
Detailed information
Sickness Cost Insurance is only valid in Iceland and is adjusted to a clause of the Icelandic Social Security Act No. 117/1993 and the Act on Foreigners No. 96/2002 and regulation 53/2003 which determines that an individual is required to have obtained such insurance upon arrival in Iceland.
Application process
An application form can be obtained here and you can send it by e-mail. Sjóvá only accepts applications that are correctly filled out and signed by the insured. All questions on the application form must be answered. To fill out the question “insurance period” you shall write the estimated arrival date to Iceland.
Are you a legal resident of an EU state or other states that fall under the EEA agreement ?
Legal residents of EU member states (and states that fall under the EEA agreement) who carry an E-104 certificate automatically benefit from their SSI from the point of arrival in Iceland and are therefore not required to obtain Sickness Cost Insurance.